According to the Centres for Disease Control and Prevention (CDC), Pregnant women should not travel to an area with risk of Zika. As we’ve recently changed our insurer, please select the date you bought your policy for more information:

Policies purchased on or after 1 Nov 2018 (GMT)

Policies purchased before 1 Nov 2018 (GMT)
 

For policies purchased on or after 1 Nov 2018:

What’s Zika virus?

According to the Centers for Disease Control and Prevention (CDC), "Because Zika infection during pregnancy can cause severe birth defects, pregnant women should not travel to area with risk of Zika. Zika virus can be spread to unborn children and has been linked to a serious birth defect of the brain called microcephaly. Partners of pregnant women and couples considering pregnancy should know the risks to pregnancy and take prevention steps. All travellers should strictly follow steps to prevent mosquito bites and prevent sexual transmission during and after the trip.

Where in the world is Zika virus?

Specific areas with ongoing Zika virus transmission are often difficult to determine and are likely to change over time. If traveling, please visit the CDC Travellers’ Health site for the most updated travel information." For more information, you can also read our safety story on Zika, which contains useful advice for travelling to any country where Zika virus may be present.

What’s covered

If you are travelling, there is cover for overseas medical expenses for sudden illnesses (and unexpected complications of pregnancy except between 12 weeks before and 12 weeks after your baby’s estimated due date) and medical evacuation (if necessary) if you’re medically unfit to continue your trip.

Cover is not provided if you travel against the advice of a medical practitioner, if you have a pre-existing medical condition as defined in your policy, or for normal costs associated with pregnancy for example: routine pre-natal care, fertility treatments, elective abortions or delivery/caesareans during your trip.

If you have purchased the Explorer plan, there is also cover if you have to cancel your trip as a result of the Travel Advice Unit of the Foreign & Commonwealth Office (FCO), the World Health Organisation (WHO) or similar body issuing a directive prohibiting all travel or all but essential travel to the country or specific area or event to which you were booked to travel; providing the directive came into force after you purchased this insurance or booked the trip (whichever is the later).

For pregnant travellers, you may be covered for non-refundable cancellation costs if you book travel to known Zika-affected areas and purchase insurance before you discover you are pregnant. Please note there is no cover for cancellation costs if you book travel to publicised Zika-affected areas and you already know you are pregnant, irrespective of when you purchase insurance.

Cover is subject to the conditions and exclusions in your policy wording, so please do read your policy carefully.

Note: For policies purchased on or after 1 August 2019, your World Nomads policy is underwritten by XL Catlin Insurance Company UK Limited. For policies purchased between 1 November 2018 and 31 July 2019, your World Nomads policy is underwritten by certain underwriters at Lloyd’s. 

 

For policies purchased before 1 Nov 2018, your World Nomads policy is backed by Millstream:

What’s Zika Virus

According to the Centres for Disease Control and Prevention (CDC), "Because Zika infection during pregnancy can cause severe birth defects, pregnant women should not travel to area with risk of Zika Zika virus can be spread to unborn children and has been linked to a serious birth defect of the brain called microcephaly. Partners of pregnant women and couples considering pregnancy should know the risks to pregnancy and take prevention steps. All travelers should strictly follow steps to prevent mosquito bites and prevent sexual transmission during and after the trip.

Where is the world is Zika virus?

Specific areas with ongoing Zika virus transmission is ongoing are often difficult to determine and are likely to change over time. If traveling, please visit the CDC Travelers' Health site for the most updated travel information." For more information, you can also visit our travel alert, which has been written for travel to the Americas, however contains useful advice on how to stay safe when travelling in any country where Zika virus may be present.

What’s covered

For all UK & Irish policy holders, if you are travelling, there is cover for overseas medical expenses for sudden illnesses (and unexpected complications of pregnancy except between 12 weeks before and 12 weeks after your baby’s estimated due date) and medical evacuation (if necessary) if you’re medically unfit to continue your trip. Cover is not provided if you travel against the advice of a medical practitioner, if you have a pre-existing medical condition as defined in your policy, or for normal costs associated with pregnancy for example: routine pre-natal care, fertility treatments, elective abortions or delivery/caesareans during your trip.

If you have purchased the Explorer plan, there is also cover if you have to cancel your trip as a result of the Travel Advice Unit of the Foreign & Commonwealth Office (FCO), the World Health Organisation (WHO) or similar body issuing a directive prohibiting all travel or all but essential travel to the country or specific area or event to which you were booked to travel; providing the directive came into force after you purchased this insurance or booked the trip (whichever is the later).

For pregnant UK and Irish travellers, your insurer will consider the following 2 scenarios if you wish to make a claim for your non-refundable cancellation costs:

  1. If the travel arrangements to publicised affected areas were booked and insurance was purchased before 28/1/16 and you were either already pregnant or subsequently discover you are pregnant between the date of booking and the date of travel, we will consider a cancellation claim.

  2. If the travel arrangements to publicised affected areas are booked on/after 28/1/16 and before the customer knows they are pregnant, a cancellation claim will be considered if she subsequently discovers she is pregnant, provided the insurance is purchased before the date the pregnancy is confirmed. Please note, pregnant policy holders are not covered if: - your travel arrangements to publicised affected areas were booked on or after 28 January 2016 and you already know you are pregnant, there is no cover for cancellation costs (irrespective of when the insurance was purchased); or -if you buy a policy on/after 28 January 2016 and you are already pregnant.

Cover is subject to the conditions and exclusions in your policy wording, so please do read your policy carefully. 


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  • Monday to Friday 9:00am - 5:00pm (UTC/UTC+1) (For policies purchase on or after 1 November 2018)
  • Monday to Friday 9:00am - 5:00pm (GMT/BST) (For policies purchased before 1 November 2018)

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For policies purchase on or after 1 November 2018:


0800 260 5081


+353 21 237 8000

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For policies purchased before 1 November 2018:


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