Am I covered by travel insurance if I'm pregnant?

As we’ve recently changed our insurer, please select the date you bought your policy:

Policies purchased on or after 1 Nov 2018 (GMT)

Policies purchased before 1 Nov 2018 (GMT)
 

For policies purchased on or after 1 Nov 2018:

Yes, pregnancy is covered by the policy, although be aware there are restrictions to this cover.

What’s covered

If you suffer an accidental bodily injury or unexpected illness causing pregnancy complications while travelling abroad, there’s cover for emergency medical expenses including surgical treatment and hospital charges.
However, please be aware that any medical expenses incurred for pregnancy complications within the period between 12 weeks before and 12 weeks after your estimated date of delivery are not covered under this policy.

What’s not covered

The policy isn’t designed to cover everything. Take the time to read your policy wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.
Here are some of the main things that aren’t covered relating to pregnancy:
  • Medical expenses for pregnancy complications if they occur within 12 weeks of your estimated date of delivery.
  • Medical expenses for pregnancy complications if they occur up to 12 weeks after your estimated date of delivery.
  • Any expenses related to routine ante-natal care or post-natal care.
  • Normal costs or losses associated with a single or multiple pregnancy or childbirth including but not limited to, delivery by caesarean section or any other medically or surgically assisted delivery which does not cause complications.
  • Anything else that’s listed in the General Exclusions and other exclusions in the policy wording relating to pregnancy.

 
Note: For policies purchased on or after 1 August 2019, your World Nomads policy is underwritten by XL Catlin Insurance Company UK Limited. For policies purchased between 1 November 2018 and 31 July 2019, your World Nomads policy is underwritten by certain underwriters at Lloyd’s.

 

For policies purchased before 1 Nov 2018, your World Nomads policy is backed by Millstream:

Yes, pregnancy is covered by the policy although be aware there are restrictions to this cover.

What’s covered

If you suffer an accidental bodily injury or unexpected illness causing pregnancy complications while travelling abroad, there’s cover for emergency medical expenses including surgical treatment and hospital charges.
 
However, please be aware that any medical expenses incurred for any reason that occur within 12 weeks of your estimated date of delivery AND any medical expenses that occur up to 12 weeks after your estimated date of delivery are not covered under this policy.

What’s not covered

The policy isn’t designed to cover everything. Take the time to read your policy wording for full details on what is and isn’t covered. That way there are no surprises if you need to use it.

Here are the main things that aren’t covered related to pregnancy:

  • any medical expenses if they occur within 12 weeks of your estimated date of delivery.
  • any medical expenses if they occur up to 12 weeks after your estimated date of delivery.
  • any expenses related to routine ante-natal care or post-natal care and any normal costs or losses otherwise associated with pregnancy.
  • anything else that’s listed in the General Exclusions and specific exclusions in the policy wording.
Note: For policies purchased before 1 Nov 2018, your World Nomads policy is backed by Millstream.

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We’re here to help if you have a question about travel insurance.

  • Monday to Friday 9:00am - 5:00pm (UTC/UTC+1) (For policies purchase on or after 1 November 2018)
  • Monday to Friday 9:00am - 5:00pm (GMT/BST) (For policies purchased before 1 November 2018)

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Phone

For policies purchase on or after 1 November 2018:


0800 260 5081


+353 21 237 8000

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For policies purchased before 1 November 2018:


0330 660 0738


+44 (0) 330 660 0738