What you should consider when buying travel insurance for a trip to Croatia.
Trusted by:
Thinking of spending this summer in Croatia? If you’re sweating your way through Paklenica National Park or immersing yourself in the throng of Varazdin’s annual Spancirfest festival, you should consider buying travel insurance when planning your Croatian escape.
World Nomads offers two travel insurance plans, the Standard and Explorer plan. Both plans can help British travellers in the event of any injury, sickness, theft, or natural catastrophe that happens during your time overseas.
The Explorer Plan offers a wider range of cover than the Standard Plan, with more activities, as well as higher limits and sub-limits. Before selecting any plan, read through the Policy Wording carefully to make sure that your favourite activities are covered.
Here is a brief sample of what we cover. Please check your Policy Wording for our complete list:
Here are a few reasons why travel insurance may be worth it when travelling around Croatia.
Natural Catastrophes – Croatia has experienced its fair share of earthquakes. Depending on the magnitude, earthquakes can destroy buildings and occasionally cause fatalities.
Crime – Croatia is widely considered to be a safe country for travellers, without a high incidence of crime. However, tourists flaunting flashy jewellery or designer handbags may make themselves the targets of muggers.
Adventure activities: our Standard Plan and Explorer plans cover more than 150 adventure activities. Many of these activities will be covered by both policies, however the benefit limits, general conditions and special exclusions will be different for each policy. That’s why you need to read your Policy Wording carefully to make sure your chosen activities will be covered.
For example, if you’re planning a hiking trip over the Biokovo mountain range, you might not be covered if you've bought the wrong plan for your hike. You would need to know the altitude limit for hiking listed within your policy. Our plans have different levels of cover for hiking at altitudes of 3,000 metres (Level 1), 4,500 metres (Level 2) and 6,000 metres (Level 3). Certain exclusions apply to every policy. An example of an exclusion would be search-and-rescue missions.
Here are just a few of the 150+ adventure activities that we cover:
When hiking in any of Croatia’s mountains or along its seaside cliffs, always be careful where you step. Hikers can easily lose their footing when treading over tree roots and loose rocks. Whatever you do, don’t walk too close to the edge of a cliff or walking trail, even if it seems safe to do so, as the earth can suddenly crumble underneath you.
It’s always best to hike in groups, preferably with a guide rather than wandering solo through the wilderness, and always stick to the designated hiking trails.
Undetonated landmines from the Croatian War of Independence in the 1990s are littered throughout some mountains and woodland areas, so it’s best to stick to the commonly used hiking trails.
Make sure that you’ve selected the right travel insurance plan for your specific needs. Buy a quote, make a claim, or extend your policy online, anytime, from anywhere.
Some things we don’t cover include:
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please contact us for help.
Travel insurance tip: if your hostel, Airbnb accommodation, or hotel is damaged during an earthquake, flood, fire, or other type of disaster, then your policy may cover the costs of transferring to and staying with a different accommodation provider (Explorer Plan).
Travel insurance tip: if any of your belongings are stolen, you must report the incident to the local police in the first instance. Get a police report as you’ll need to submit this when making a claim. Other supporting evidence you’ll need to provide include copies of receipts, witnesses’ statements, along with any photographs or CCTV footage. Claims without these documents may be harder to approve
Protect your trip from unexpected cancellation.
We’ve got your back.
Take the pain out of medical costs while traveling abroad.
We’ve got your back.
Expenses included in Emergency Medical limits.
Help starts here.
Cover your lost, stolen or damaged gear and tech.
Help starts here.
World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not (this includes if you're on separate or joint policies). You can still purchase a World Nomads policy, but the PEMC exclusion is not removable.
For travel insurance providers that offer cover on PEMC, visit the Money and Pensions Service (MaPS) Money Helper website, or call 0800 138 7777. BIBA's (The British Insurance Brokers' Association) Find Insurance Service offers information on serious PEMCs and travel insurance providers that may cover these conditions. You can also contact them on 0370 950 1790.
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of emergency assistance right now?
For policies purchased on or after 1 September 2021:
+44 (0) 2030931750 (Call via an operator reverse charges. Not toll free.)
For policies purchased before 1 September 2021:
Phone: +353 21 237 8005 (Call via an operator reverse charges. Not toll free.)
Phone: +61 2 8263 0470 (Call via an operator reverse charges. Not toll free.)