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Holiday Travel Insurance

Get out and about overseas.

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This content is for UK and Irish travellers.

How does travel insurance cover my holiday?

We know the most unexpected things can happen when traveling - sex accidents, malaria, chikungunya. We've even heard of coral being firmly lodged in a traveler's bum after a surfing accident. 

So we've built our policies to help cover as many of those unexpected situations as we can. All of our policies have cover for: 

  • Overseas Medical
  • Luggage/baggage cover
  • Cancellation
  • 24/7 worldwide assistance

World Nomads travel insurance also:

What’s not covered on holiday travel insurance?

We've seen some pretty strange things on the road. Some of the exclusions include:

  • If you do something illegal
  • Where you've been acting like a fool
  • If you’ve had drugs or alcohol
  • Any costs associated with an STD 

This isn't a complete list of things that aren't covered. Be sure to read the policy wording before you buy so that you're aware of the terms and conditions. 

Broken wrist.

I slipped on a driveway incline and used my hand to break my fall. I broke/chipped a small bone in my wrist.
Claim paid: £1078.42
British Nomad.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: £5,000
  • Standard Plan: £3,000
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: £10 million
  • Standard Plan: £5 million
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

  • Explorer Plan: £2,000
  • Standard Plan: £1,000
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Medical Expenses
  • Baggage & Personal Belongings
  • Cancellation
  • Trip Curtailment
  • Personal Accident
  • Loss of Passport or travel documents
  • Personal Liability
  • Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions

World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not (this includes if you're on separate or joint policies). You can still purchase a World Nomads policy, but the PEMC exclusion is not removable. 

For travel insurance providers that offer cover on PEMC, visit the Money and Pensions Service (MaPS) Money Helper website, or call 0800 138 7777. BIBA's (The British Insurance Brokers' Association) Find Insurance Service offers information on serious PEMCs and travel insurance providers that may cover these conditions. You can also contact them on 0370 950 1790.

We cover 230+ Adventure Activities you love + more

Snow 11 activities
Water 31 activities
Air 10 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Snow Activities
    • Included for all
      Curling Glacier walking - ice walking Ice skating – indoor Sleigh rides - horse drawn
    • Optional extras
      Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding(Terrain Park) Sledding Snow Biking Snowmobiling
  • Water Activities
    • Included for all
      Banana boat rides Black water rafting Boating inland and coastal waters Fishing / angling High diving Hydro foiling Jet boating Jet skiing Kite boarding Kite surfing Parasailing / parascending River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
    • Optional extras
      Boating - outside coastal waters Outrigger canoeing Sailing / yachting - outside coastal waters Scuba diving - to 50 metres Shark cage diving - to 50 metres Spearfishing Water skiing - barefoot
  • Air Activities
    • Included for all
      Abseiling Aerial safari Bungee / bungy jumping Hot air ballooning Parachuting (one jump) Skydiving / tandem skydiving (one jump) Zip line
    • Optional extras
      Canyon swing Fly by wire Parachuting (more than one jump) Skydiving / tandem skydiving (more than one jump) Trapeze / hire wire
  • Land Activities
    • Included for all
      Aerobics Air guitar Backpacking up to 3,000 metres Ballet Bowling Bushcraft up to 3,000 metres Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving / spelunking - sightseeing Cycling / biking - on an organised tour Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Dune buggy Fell running / fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres Hunting In-line skating Kite flying Moped riding / scooter biking Motor biking - as a pillion passenger - under 125cc Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance Outward bound Paint balling Quad biking Rock climbing - bouldering Rock climbing - indoor Safari tours Sandboarding / sand skiing Segway Skateboarding - ramp / half pipe / skate park / street Snooker Stilt walking Theme parks / fairgrounds Tramping up to 3,000 metres Tuk Tuk - as a passenger Walking up to 3,000 metres War games - online gaming War games / military simulation
    • Optional extras
      Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camel trekking - overnight Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Dirt boarding Elephant trekking - overnight Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Trekking up to 6,000 metres
  • Sports Activities
    • Included for all
      Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Croquet Darts Dodge ball Fencing Floorball Football Footgolf Frisbee Golf Gym training Gymnastics / acrobatics Handball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Pickleball Racquetball Rambling - up to 3,000 metres Rifle range / sports shooting Roller hockey Roller skating Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Stoolball Table tennis Tchoukball Tennis Trampolining Triathlon - up to sprint distance Ultimate frisbee Volleyball Wake skating Wakeboarding Weight training Yoga - in class, alone / home practice
    • Optional extras
      American football - gridiron Australian Rules Football (AFL) Bicycle polo Boxing Camogie Football (Gaelic Football) Horse riding - equestrian, dressage, show jumping, eventing Hurling Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata
  • Experience Activities
    • Included for all
      Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
    • Optional extras
      Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level
Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

For policies purchased on or after 1 September 2021:
+44 (0) 2030931750 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 1 September 2021:
Phone: +353 21 237 8005 (Call via an operator reverse charges. Not toll free.)
Phone: +61 2 8263 0470 (Call via an operator reverse charges. Not toll free.)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

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