For those who aren't going home anytime soon

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What does long term travel insurance cover?

We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 200 activities and events including casual bar work, skiing, zorbing and much more.

Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:

  • Medical
  • Cancellation
  • Luggage/baggage cover
  • 24/7 worldwide assistance

What is the longest duration travel insurance can cover?

The maximum duration available for any policy, including extensions, is 12 months (366 days) from the start date shown on your Certificate of Insurance. 

How do I buy travel insurance cover for longer?

You can buy cover for longer, even if you’re already on the road. Cover on World Nomads policy is available for up to one year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote for another policy.

Be sure to revisit the eligibility criteria and key definitions such as ‘country of residence’ and ‘home’, as these and other terms and conditions have recently changed. We regularly review and change our policies and the cover we offer, so be sure that the cover still meets your needs each time you purchase.

You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.

Please note: If you plan to extend your policy you should do so several days before it expires, due to time differences and possible administrative delays. If your policy is extended, we will issue you with an updated Certificate of Insurance.

What’s not covered on long term travel insurance?

There are a a number of other exclusions so make sure you read your policy and know what you aren’t covered for. Exclsuions include but aren't limited to:

  • Doing anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • That rash you picked up while having hostel sex (ah, sorry)
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Ongoing treatment at home

It’s important to remember that World Nomads offers travel insurance… not medical/health insurance. That means our policies won’t cover you for pre-existing medical conditions or ongoing medical care (we'll patch you up and send you home).

Held up at gun point.

I was held up at gunpoint, on a bus journey between Belem and Teresina in Brazil. My entire rucksack and contents were stolen, and items on me were taken also. We spent the next day at the police station, and have statements from the police and bus company
Claim paid: £1153
British Nomad in Brazil.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: £5,000
  • Standard Plan: £3,000
Trip Protection
  • Come to a sticky end?
  • Called to jury duty?
  • Been made redundant?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

  • Explorer Plan: £10 million
  • Standard Plan: £5 million
Emergency Medical Insurance
  • Need drugs?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • You or a family member dead?

Help starts here.

Protect your gear

Cover your lost, stolen or damaged gear and tech.

  • Explorer Plan: £2,000
  • Standard Plan: £1,000
Protect your gear
  • Luggage lost?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Emergency Medical Expenses
  • Baggage & Personal Belongings
  • Cancellation
  • Trip Curtailment
  • Personal Accident
  • Loss of Passport or travel documents
  • Personal Liability
  • Legal Expenses (Personal Liability)
This is a general summary for United Kingdom residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.
Pre-existing medical conditions

World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not (this includes if you're on separate or joint policies). You can still purchase a World Nomads policy, but the PEMC exclusion is not removable. 

For travel insurance providers that offer cover on PEMC, visit the Money and Pensions Service (MaPS) Money Helper website, or call 0800 138 7777. BIBA's (The British Insurance Brokers' Association) Find Insurance Service offers information on serious PEMCs and travel insurance providers that may cover these conditions. You can also contact them on 0370 950 1790.

We cover 230+ Adventure Activities you love + more

Snow 11 activities
Water 31 activities
Air 10 activities
Land 61 activities
Sports 75 activities
Experiences 12 activities
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, we’re here 24/7 to help you in any emergency.

Are you in need of emergency assistance right now?

For policies purchased on or after 1 September 2021:
+44 (0) 2030931750 (Call via an operator reverse charges. Not toll free.)

For policies purchased before 1 September 2021:
Phone: +353 21 237 8005 (Call via an operator reverse charges. Not toll free.)
Phone: +61 2 8263 0470 (Call via an operator reverse charges. Not toll free.)

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.